STAGE 1
Predictable annual payment
Six options from Ksh 2,500 to Ksh 12,500 a year help reduce unexpected harambee pressure.
Association of Kenyans in Burundi
In partnership with Madison Life Assurance Kenya
Member & family protection
Last Expense Protection
Protect your family from emergency harambee costs.
Cover for up to 10 family members, starting at Ksh 2,500 per year. The scheme document outlines cash payouts within 48 hours.
Vote by 31 October · 11:59 pm, Bujumbura
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How the scheme works
STAGE 2
48-hour cash payout
According to Madison, after all required documents arrive: ID copy, certified burial permit and payment details.
STAGE 3
Up to 10 family members
Principal, spouse, 4 children, 2 parents and 2 parents-in-law under a single consolidated plan.
Family coverage calculator
All amounts are in Kenyan shillings (Ksh), not Burundian francs.
- Principal member
- Ksh 100,000
- Spouse
- Ksh 100,000
- Child (per child)
- Ksh 100,000
- Parent / parent-in-law
- Ksh 100,000
Annual family contribution
Ksh 5,000
Approx. monthly equivalent≈ Ksh 417/month
Minimum required: 30 principal members
Monthly equivalent is illustrative; the document specifies an annual contribution.
Frequently asked questions
What are the waiting periods?
According to the supplied document, accidental death is covered from Day 1 of the policy. Natural death has a standard 3-month waiting period.
Speak with AKB
Confirm policy terms, eligibility and enrolment arrangements with AKB and Madison Life before making a payment.
Contact AKBThe scheme in detail
Source: Madison Group Last Expense 2023 brochure supplied by the Madison team. Final terms and eligibility for members living in Burundi must be confirmed before payment.
Who can be covered?
- Age next birthday: principal and spouse enter at 18–75; parents and parents-in-law enter at up to 75. Maximum coverage age: 90.
- Children from 3 months to 18 years, or up to 25 with proof of schooling. Only biological or legally adopted children and biological or legal parents and parents-in-law are covered.
- Four children included. Annual premium per additional child: Ksh 150 (Option 1), Ksh 300 (Options 2–6), subject to Madison’s arrangements.
Term & conditions
- Renewable annually. Natural death: 3-month waiting period from joining. Accidental death: no waiting period.
- The first three deaths per family are covered during the policy year. The document allows reinstatement after three claims; ask Madison to confirm its conditions.
- One claim per insured person per policy year. If the principal dies, dependants remain covered until the end of the policy period; the spouse may continue as principal at renewal.
- The document states no exclusion for passive war, riots, terrorism risks or persons living with HIV.
Before cover can start
- Completed Group Lala Salama application form, copy of the group registration certificate and group KRA PIN.
- Excel membership data: name, date of birth, ID number, gender and relationship to the principal member.
- PDF principal-member minimums: Options 1–6 → 20 / 30 / 40 / 40 / 60 / 80. Groups below these numbers should contact Madison for guidance. AKB seeks at least 30 interested members; voting does not activate cover.
Making a claim
- Notify the death as soon as it occurs by letter or email to groupclaims@madison.co.ke.
- Provide a copy of the ID card, certified copy of the burial permit, and bank details or M-Pesa number for the payment.
- The brochure’s 48-hour settlement period starts after all required documentation is received.
Madison Life Assurance Kenya · Group Business Department
Enquiries: GBMarketing@madison.co.ke
+254 709 922 000 · +254 20 286 4000
AKB DECISION POLL
Cast your vote
Tell the committee whether you want to join and which option you prefer.
Vote by 31 October · 11:59 pm, Bujumbura
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